Excel is still the best tool for managing expenses, despite all the finance apps out there

There is no shortage of budgeting apps and investment platforms. Among them, it might seem counterintuitive to advocate for a tool as basic as Excel for managing your personal expenses. Despite that, Excel continues to hold its ground as the go-to solution for many individuals and businesses seeking true command over their spending. Many of us, myself included, have downloaded countless apps only to find ourselves returning to the familiar, customizable grid of a spreadsheet.